Why I Need a Process Before I Need Stock Picks
Why I built an investing process before picking stocks: screen the universe, write the thesis, size deliberately, and let price alone decide nothing.
Why I built an investing process before picking stocks: screen the universe, write the thesis, size deliberately, and let price alone decide nothing.
My investing philosophy: seven beliefs, eight rules, and the lessons behind them. A framework for controlling what I can and surviving what I can’t.
Saving, investing, speculating and trading aren’t the same game. Learn what separates them, where returns come from, and why knowing the difference matters.
Compounding is the idea everyone nods at and nobody feels. I built the model, ran EUR 300/month through 40 years of math and 38 years of real market history, and found the year it stops being boring.
Part 2: Turn SEC filings into data with Python. A small toolkit downloads each company once, then extracts revenue, margins, operating income, cash flow and debt—annual and quarterly—so you compare businesses on the numbers, not the hype.
Part 1: A beginner's guide to SEC EDGAR, what it is, the filings that matter (10-K, 10-Q, 8-K), and how to compare companies and ask better questions instead of guessing from stock prices.
I used to think stock analysis was mostly about revenue growth, profit margins, free cash flow, debt, and competitive advantage. Those things still matter, but I was missing the environment around the business: interest rates.
The beginner mistake is quitting before the curve bends. Why time in the market beats timing it, and what 30 years of $300/month looks like.
I used to think saving money meant I was being responsible. But then I realized something uncomfortable: money sitting in cash is not standing still, it is shrinking in purchasing power and this was one of the many triggers which lead me to learn investing your money is the best approach
I "knew" META. I used Instagram. I still lost $28K because I bought without a thesis. The 3-sentence rule I now use before buying any stock.